Hill Country Chronicle

On January 30, 2025, Congressman Chip Roy from Texas, alongside Senator Ted Cruz, reintroduced the Personalized Care Act. The proposed legislation aims to make healthcare more affordable and give Americans greater freedom in their healthcare decisions.

Congressman Roy stated, "Every year America's healthcare system becomes more expensive and less accessible due to the crony capitalist swamp of corporate and government interests that prioritizes power and profits over patients and doctors. The Personalized Care Act would re-empower the American people to break out of this broken system to make their own healthcare decisions with control over their healthcare dollars — as outlined in my recent report on America's healthcare system. I am proud to introduce this bill with my friend Senator Ted Cruz to take on the Big Healthcare racket. If we want to Make America Healthy Again — if we want to make care truly affordable — the answer is healthcare freedom. The Personalized Care Act is a needed step towards that goal."

Senator Cruz emphasized his support by saying, "I’m fighting to return control to patients and their doctors—not Washington bureaucrats. Democrats are pushing for full government control of America’s healthcare. The Personalized Care Act expands Health Savings Accounts, increases portability, and makes it easier for families to make healthcare decisions for themselves. I urge my colleagues to pass this legislation expeditiously."

The act proposes several measures including offering improved access to Health Savings Accounts (HSAs) by decoupling them from high-deductible health insurance plans and expanding them for various groups such as those with Medicare or Medicaid. It also seeks to increase annual contribution limits for HSAs significantly.

Furthermore, the act would expand HSA-eligible expenses and reduce penalties for nonqualified distributions. It defines direct medical care and healthcare sharing ministries as qualified medical expenses.

The bill has gained support from several cosponsors including Reps. Eric Burlison, Eli Crane, Harriet Hageman, Andy Ogles, Andy Harris, Barry Moore, Randy Weber, Paul Gosar, and Tom Tiffany.

Supporters of the bill include DPC Action, Texas Public Policy Foundation, Heritage Action, Citizens' Council for Health Freedom, Americans for Prosperity, the Association of Mature American Citizens, and the Independent Medical Alliance.

In a supporting statement by the Independent Medical Alliance: "True healthcare freedom begins when individuals are entrusted to make decisions for their own well-being without the burden of bureaucratic interference. The Personalized Care Act of 2025 is not just a reform—it's a step toward restoring dignity and choice in the way Americans access and pay for care."

The text of the bill is available online.